Coordination of Benefits
If a student who enrolls in the Columbia Student Medical Insurance Plan is insured under more than one group health plan, the benefits provided through the Columbia Student Medical Insurance Plan will be used before those of a plan that provides coverage to the student as a dependent.
When both parents have group health plans that provide coverage to the student as a dependent, the benefits of the plan of the parent whose birth date falls earlier in the year will be used first. The benefits available under the Columbia Student Medical Insurance Plan may be coordinated with other benefits available to the student and/or dependents (if enrolled) under any auto insurance, Workers' Compensation, Medicare, or other coverage. The Columbia Student Medical Insurance pays in accordance with the rules set forth in the Policy.
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